You know what's the bad thing about having a credit card and also that general dislike for that moment when the bill arrives at the table and the waitress/waiter is standing there with bill book in hand and you are trying to mentally divide how much each person has to pay and its made worse if there are many people who have eaten many different things and its not just about dividing between the number of heads but having to actually count how much each person has to pay so the other doesn't feel that he or she was made to pay for another's food AND its so frustrating because your mental arithmetics is just bad?
Its that you end up offering your credit card as a means of payment.
And the very good thing about a credit card is that it sort of allows you to feel that your money is somehow intact and you have all your cash with you. Until the bill comes at the end of the month that is! But of course, all this is then only experienced by the credit card holder who has to act as "ah long" and politely seek out all the money from the people who have utilized his "services" as a credit card holder. Of course, I acknowledge the fact that some people actually are more responsible and actually REMEMBER that they have owed you something and will eventually pay you back, but then there are others, less responsible people OR perhaps just forgetful who just go along enjoying the free meal or free whatever.
And when it comes to the end of the year when I as a near perfectionist, tally up all my bills with whatever I've paid them for (yes, contrary to popular belief, I FRIGGIN PAY MY OWN BILLS and my DAD does not SPOONFEED ME), I come to realize that I might have paid for someone else's meal or drink or whatever.
And sadly, I am NOT a working adult earning a 6 figure salary a year. Instead, I am a student struggling to live with my debts and purchases and impulsive buying etc on a 3 figure salary. Very little if compared to what the accumulated purchases come up with.
So yes my dear friends, I hope you understand that just because I have the credit card and just because I can somewhat provide you the convenience of not having to pay with your own cash first, it doesn't mean you don't have to pay later on. Think about it, if you were in MY shoes. I'm not calculative (because really if it was a dollar or two I would let it go, depending on who you are as well lah), instead I'm just rightfully asking for what is rightfully mine. Is that even wrong?
So one of my new year's resolution next year?
When going out with friends, use credit card sparingly. Instead, bare with the embarrassment of having to count and calculate how much each one has to pay instead whilst the poor waitress stands there and watches. :)
Thank you.
